Home Selling Guides by State

Swifty Home Buyers buys houses for cash in all 50 states. These guides explain the transfer taxes, paperwork and timelines that matter in each state we've written up so far, and we're adding more. Don't see your state? Our form works anywhere in the U.S.

State guides

Alabama

The $1 per $1,000 deed tax, Alabama's caveat emptor rule, three-week foreclosure notices and the post-sale right of redemption.

Selling in Alabama

Alaska

A disclosure form that asks about permafrost and freeze-ups, no state transfer tax found, and trustee foreclosure with 90 days of notice and no deficiency.

Selling in Alaska

Arizona

No transfer tax by constitution, the 91-day trustee sale clock, anti-deficiency protection, HOA resale fees and septic transfer inspections.

Selling in Arizona

Arkansas

The $3.30 per $1,000 transfer tax and how it is split, no statutory seller form, and foreclosure with no redemption versus a full year.

Selling in Arkansas

California

Documentary transfer tax and LA's Measure ULA, the TDS and Natural Hazard Disclosure, and California's trustee sale timeline.

Selling in California

Colorado

The one-cent documentary fee, town transfer taxes like Vail's, the Commission's Seller's Property Disclosure, water and mineral notices, and public trustee sales.

Selling in Colorado

Connecticut

The two-layer conveyance tax, the Residential Property Condition Report with its pyrrhotite questions, and judicial foreclosure.

Selling in Connecticut

Delaware

Delaware's up to 4% realty transfer tax, attorney closings and county sheriff sales.

Selling in Delaware

Florida

Documentary stamp tax on deeds, the expanded flood disclosure, condo resale rules and judicial foreclosure timing.

Selling in Florida

Georgia

Georgia's low transfer tax, closing-attorney rule, 30-day foreclosure notice and first-Tuesday courthouse sales.

Selling in Georgia

Hawaii

The tiered conveyance tax, the 15-day rescission window under chapter 508D, leasehold land, and power-of-sale versus judicial foreclosure with owner-occupant protections.

Selling in Hawaii

Idaho

The Property Condition Disclosure Act's 10-day and 3-business-day clocks, water right ownership notices, and the 115-day cure window before a trustee sale.

Selling in Idaho

Illinois

State, Cook County and Chicago transfer taxes, the Residential Real Property Disclosure Report, the radon disclosure and Illinois judicial foreclosure timelines.

Selling in Illinois

Indiana

The $20 sales disclosure form fee, the IC 32-21-5 seller disclosure, the 30-day pre-suit foreclosure notice and mine subsidence coverage in 26 counties.

Selling in Indiana

Iowa

The transfer tax computed above the first $500, the groundwater hazard statement and time-of-transfer septic inspection, and the choice between a one-year redemption and Iowa's faster foreclosure-without-redemption track.

Selling in Iowa

Kansas

No state transfer tax, the sales validation questionnaire, agent-only disclosure duties and a foreclosure redemption period of three or twelve months.

Selling in Kansas

Kentucky

The seller-paid transfer tax, a disclosure law tied to agent involvement, mine subsidence coverage and the two-thirds rule at commissioner sales.

Selling in Kentucky

Louisiana

Civil-law closings with an act of sale, the flood-focused Property Disclosure Document, Orleans Parish's flat documentary tax and executory process.

Selling in Louisiana

Maine

The half-and-half transfer tax, the disclosure form's private water, septic and radon questions, and a court foreclosure with mediation and a 90-day redemption period.

Selling in Maine

Maryland

State and local transfer and recordation taxes, the first-time buyer rule, disclose-or-disclaim, ground rents, and Maryland's Notice of Intent to Foreclose and mediation.

Selling in Maryland

Massachusetts

Deed excise stamps, Title 5 septic inspections, fire department alarm certificates and power-of-sale foreclosure.

Selling in Massachusetts

Michigan

The combined $8.60 per $1,000 transfer tax, the principal residence refund, the Seller Disclosure Act, foreclosure by advertisement and tax foreclosure timing.

Selling in Michigan

Minnesota

The deed tax and Hennepin-Ramsey surcharge, pre-signing well, septic and radon disclosures, Minneapolis TISH and the six-month redemption.

Selling in Minnesota

Mississippi

A disclosure law that applies when a licensee is involved, a per-acre mineral stamp, three-week trustee sale notices and the Gulf Coast wind pool.

Selling in Mississippi

Missouri

The constitutional ban on new transfer taxes, 20-day trustee sale notices, the conditional one-year redemption, meth-lab disclosure and St. Louis occupancy inspections.

Selling in Missouri

Montana

No transfer tax under the state constitution, a nondisclosure state for sale prices, an actual-knowledge disclosure law with a 3-day rescission window, and trust indenture foreclosures with no deficiency and no redemption.

Selling in Montana

Nebraska

The documentary stamp tax under 76-901, the seller disclosure law in 76-2,120 that covers even FSBO sales, and Nebraska's dual system of trust deed and judicial foreclosure.

Selling in Nebraska

Nevada

County-set transfer tax in Clark and Washoe, the non-waivable 10-day disclosure, HOA resale packages and the Foreclosure Mediation Program.

Selling in Nevada

New Hampshire

The 0.75% transfer tax on each side, well and septic disclosures, waterfront septic evaluations and power-of-sale notices.

Selling in New Hampshire

New Jersey

The NJ Realty Transfer Fee, town certificate of occupancy rules and the court foreclosure process.

Selling in New Jersey

Markets: Atlantic City, Burlington County, Camden, Elizabeth, Jersey City, Lakewood, Mercer County, Middlesex County, Monmouth County, Newark, North Jersey, Paterson, South Jersey, Toms River, Trenton

New Mexico

The nine-month redemption right, the two foreclosure tracks, the broker disclosure rule, domestic well limits and the court-run Foreclosure Settlement Program.

Selling in New Mexico

New York

NY transfer tax, the Property Condition Disclosure Statement and foreclosure settlement conferences.

Selling in New York

Markets: Brooklyn, Staten Island

North Carolina

The NC excise tax, the disclosure form's no-representation option, upset bids and post-Helene recovery.

Selling in North Carolina

North Dakota

No transfer tax under the state constitution, a disclosure law that reaches for-sale-by-owner deals, and a foreclosure process that bars deficiency judgments on an owner-occupied home.

Selling in North Dakota

Ohio

Conveyance fees, the ORC 5302.30 disclosure form and Ohio's judicial foreclosure timeline.

Selling in Ohio

Markets: Columbus

Oklahoma

Documentary stamps at 75 cents per $500, the Residential Property Condition Disclosure Act, and the homeowner's right to demand judicial foreclosure.

Selling in Oklahoma

Oregon

The local transfer tax ban and Washington County's grandfathered tax, the disclosure statement with a buyer revocation right, and the foreclosure resolution conference.

Selling in Oregon

Pennsylvania

PA realty transfer tax, Philadelphia's higher rate, seller disclosure and Act 91 notices.

Selling in Pennsylvania

Markets: Bucks County, Delaware County, Montgomery County, Philadelphia