How Selling Your House to Swifty Works
Selling a house for cash should not feel mysterious. Here is every step, from the moment you type in your address to the day you are paid, including what we need from you, what it costs you, and when a cash sale may not be your best option.
Tell us the address
Start with just the property address. On the next screen we ask for your name, phone and email so we can reach you. It takes about a minute, and there is no obligation.
We talk about the house
We call to learn about the condition, who lives there, any mortgage or liens, and your timeline. We may ask for a few photos or a quick walk-through. This is for pricing, not for building a list of repairs for you to make.
You get a written offer
We send a firm cash offer in writing with the price and the costs spelled out. There are no agent commissions and no repair requests, and there is no financing contingency. You can take time to review it, ask questions, or say no.
A title company or attorney opens the file
Once you accept, the closing goes to a title company or closing attorney, depending on local practice. They search the title, find any liens, get payoff figures and prepare the documents, the same as in any real estate sale.
You choose the closing date
You pick the day. At closing, the mortgage and any liens are paid from the proceeds, you sign the deed, and you receive your money according to the settlement statement.
What we need from you
Proof of who owns the house, your most recent mortgage statement if there is a loan, any HOA contact information, leases if the house is rented, and any notices you have received from a lender, the city or the county. If the house was inherited, the paperwork showing who has authority to sell. The title company will tell you exactly what it needs.
What it costs you
Our written offer shows what you receive and any costs, so you know your number before you sign. You do not pay agent commissions, and you do not pay for repairs. If there is a mortgage, back taxes or other liens, those are paid from the sale proceeds at closing, and the settlement statement shows every line.
When a cash sale may not be your best option
If your house needs only light cosmetic work, you are not in a hurry, and it would qualify for a typical mortgage, listing with an agent may leave you with more money. We would rather tell you that than have you regret a sale. Compare what you would actually keep under each option before you decide.
Get a no-obligation cash offer
Tell us the address and we'll get to work. No repairs, no agent commissions, no pressure.
Where's the property?
Step 1 of 2No obligation. No fees. Takes about a minute.