We Buy Houses for Cash in Ohio

Selling a house the traditional way in Ohio usually means repairs, showings, agent commissions and a closing that depends on a buyer's lender. If the house needs work, is tied up in probate, has tenants, or you have fallen behind on the mortgage, that road can be slow and expensive. Swifty Home Buyers buys Ohio houses for cash, as-is, and closes on the date that works for you. Here is what actually matters when you sell in Ohio, so you can compare your options with real numbers.

We buy houses in all 50 states. This guide covers the rules that matter in Ohio.

Ohio sellers pay a real property conveyance fee when the deed is transferred. The state portion is $1 per $1,000 of the sale price, and counties can add a permissive fee of their own, so the total commonly runs from about $1 to $4 per $1,000 depending on the county. On a $150,000 house that is roughly $150 to $600. That is small next to agent commissions, which are negotiable but are often a large percentage of the price, plus the repairs many buyers ask for. Property taxes are typically prorated at closing, so you generally pay only for the days you owned the home. With a cash sale to Swifty there are no agent commissions and we do not ask you to make repairs. We will put any closing costs in writing before you agree to anything.

Ohio is a judicial foreclosure state, which means the lender has to go through the courts. After a foreclosure complaint is filed you generally have 28 days to respond. The whole process often takes roughly six months to a year, and after a judgment it can be several months before a sheriff's sale is scheduled. Until a sale is confirmed by the court you may still have options, including selling the house to pay off the loan. If you are behind, a fast as-is sale can stop the process and may let you keep your equity instead of losing it at auction. Talk to an Ohio attorney or a HUD-approved housing counselor about the exact deadlines in your case.

• Sell as-is
• Inherited house
• Foreclosure
• Tenants or rental property

Columbus and Franklin County

Franklin County collects its own conveyance fee on top of the state's $1 per $1,000. The Franklin County Auditor publishes a calculator so you can see the exact amount for your sale price.