We Buy Houses for Cash in Middlesex County, NJ
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About selling in Middlesex County
Middlesex County is made up of 25 municipalities, and each one writes its own rules for selling a house. Swifty Home Buyers buys houses for cash here. We purchase as-is, our offers are firm with no financing contingency, there are no agent commissions or repair requests, and the closing date is your call. Local points to check include the Sheriff's foreclosure terms, the Surrogate and County Clerk in New Brunswick, sale certificates in Edison, Perth Amboy and Woodbridge, rent control, and local counseling. Details change, so confirm with the office involved. This is general information, not legal advice.
Areas we cover: New Brunswick, Edison, Perth Amboy, Woodbridge, Piscataway, Sayreville, Old Bridge, East Brunswick, North Brunswick, South Brunswick, Monroe, South Amboy, Carteret, Metuchen, Highland Park, South Plainfield, South River, Spotswood, Middlesex Borough, Dunellen, Milltown, Jamesburg, Helmetta, Plainsboro, Cranbury
What the Sheriff's page says about foreclosure sales
The Middlesex County Sheriff's Office publishes its sale conditions on the county website and says that is the only place it advertises sales. It adds that it is "not affiliated with any commercial real estate or on-line auction web sites." Under those conditions the opening bid is $100 and bids climb in $1,000 increments. The winner owes 20 percent of the purchase price at the close of sale, in cash up to $1,000, certified check or official bank check. The balance is due within 30 days, and interest begins to accrue on the judgment amount after the 10th day from the sale. The page describes a 10-day redemption window in which only the mortgagor, in person, can redeem. The page also says a defendant is granted two adjournment requests, that a sale is subject to unpaid taxes, assessments and water rents, and that all liens survive the foreclosure judgment. A buyer must apply for a writ of possession and await delivery of the deed before accessing the property. Call the Sheriff's Office to confirm the status of any sale.
Estates: the Surrogate at 75 Bayard Street
Recording the deed upstairs at the Clerk's office
Deeds are recorded by the County Clerk, on the fourth floor of the County Administration Building, 75 Bayard Street, New Brunswick, 732-745-3002. The Clerk lists weekday hours of 8:30 a.m. to 4:10 p.m. and says to arrive by 4 p.m. Its recording page says instruments must be in English, legible and properly acknowledged, with original signatures and printed names. Deeds must carry the words "Prepared by" plus the drafter's name, and must show tax block, lot and consideration, along with a record-and-return address. Paper filings need a cover sheet, and the Clerk says leaving one off brings a $20 indexing charge. The Clerk's e-recording page lists title companies, mortgage companies, banking institutions, municipalities and attorneys as eligible, with fees paid by ACH or escrow.
Edison and Woodbridge: certificates before closing
Edison's code says a certificate of continued occupancy must be obtained before a building changes ownership or occupancy. The township's resale application form lists a $150 fee, payable by certified check, credit card or money order, and says no cash, personal checks or refunds. It states that the certificate must be obtained before closing, that a smoke certificate is required first, that the inspection must be completed a minimum of 3 to 4 weeks before the closing date, and that failure can bring fines of up to $2,000. The code excepts a building that received a certificate of occupancy within the six months before the change in ownership. Woodbridge Township's code (§ 17-10.1) says no one may sell, lease or change the occupancy of a building without first obtaining a certificate from the Chief Housing Inspector, with the fee set by resolution. Ask the township for the current fee and inspection lead time.
Perth Amboy's certificate of code compliance
Rent control in New Brunswick and Perth Amboy
Both cities regulate rents, which matters if a tenant lives in the house you want to sell. New Brunswick's Rent Control Office, at Civic Square, 25 Kirkpatrick Street, 732-745-5050, publishes a yearly plain-language summary. The 2025 version says registrations are due annually by April 1 at $50 per unit, adds a $30 late fee after April 30, lists a 3.4 percent maximum increase for that year, and names "rental units pending sale" among covered units. It says a landlord seeking to raise rent after a vacancy needs a decontrol application approved within 30 days of signing the new lease. Perth Amboy's Chapter 353 allows increases at lease expiration of 2.5 percent, or 3 percent where the rent includes a water charge. It excludes hotels, motels and housing units of three units or less in which the owner resides, and on a vacancy the landlord must notify the Rent Leveling Board within 60 days. Verify the current year's numbers with each city.
Foreclosure counseling inside the county
The Perth Amboy Housing Authority, at 881 Amboy Avenue, describes itself as a HUD-certified housing counseling agency. It lists mortgage delinquency and default resolution counseling and says it serves low and moderate income families in Middlesex and Union counties, with most offerings free. Its contact line is 732-826-3110, extension 631. Confirm with the agency which counseling services are currently available.
Common situations
- A homeowner in Perth Amboy or Edison whose lender has scheduled a sheriff's sale and who wants to weigh a sale before the 10-day redemption window closes.
- An heir waiting on a Surrogate appointment in New Brunswick who would rather not carry an inherited house while the estate paperwork finishes.
- An Edison seller who does not want to wait on a smoke certificate and a township resale inspection before closing.
- A Perth Amboy owner of a two- or three-family who is facing the code compliance certificate and rent control rules at once.
- A New Brunswick landlord with registered rent-controlled units who is tired of annual filings and wants a clean exit.
Middlesex County seller FAQ
Nearby markets
Sources and last reviewed
- Middlesex County Sheriff's Office: Foreclosures
- Middlesex County: Office of the Surrogate
- Middlesex County Surrogate: Satellite offices
- Middlesex County Clerk: Recording services
- Middlesex County Clerk: E-recording
- Edison Code Chapter 14: Building and Construction
- Edison Township: Residential Resale Certificate application
- Woodbridge Code Chapter 17: Building and Housing
- Perth Amboy Code Chapter 181: Certificate of Code Compliance
- Perth Amboy Code Chapter 353: Rent Control
- City of New Brunswick: 2025 Rent Control Plain Language Summary
- Perth Amboy Housing Authority: Housing counseling
- Middlesex County: County at a Glance
Last reviewed: September 2026. General information only, not legal or tax advice. Rules vary by county and municipality and change over time; talk to a local real estate attorney or title company before you decide.
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