We Buy Houses for Cash in Monmouth County, NJ

Monmouth County runs from the Raritan Bayshore through the Jersey Shore towns and inland to Freehold, and each municipality sets its own paperwork for a sale. Swifty Home Buyers buys houses for cash across the county. Our offers are firm with no financing contingency, we buy as-is without asking for repairs, there are no agent commissions, and the closing date is yours. Local points to check include county offices in Freehold and resale rules in three towns. Fees change, so confirm with the town. This is general information, not legal advice.

Areas we cover: Freehold Borough, Freehold Township, Long Branch, Asbury Park, Neptune Township, Red Bank, Middletown, Howell, Wall Township, Manalapan, Marlboro, Belmar, Keansburg, Hazlet, Matawan, Eatontown, Tinton Falls, Ocean Township

The Monmouth County Sheriff's Office says foreclosure sales are an open auction held every other Monday at 1:00 p.m. at the Public Safety Center, 2500 Kozloski Road, Freehold, moving to Tuesday when a holiday falls on Monday. The plaintiff's attorney opens bidding at $1,000, and bids rise in $1,000 steps. The winning bidder puts down 20 percent that day, in certified check or cash up to $1,000, and the balance is due in 30 days. The office says the owner can redeem up to 10 days after the sale. The sheriff's page adds that property is sold as is, subject to unpaid taxes, assessments, water and rents and existing liens, and that a buyer facing an occupant who will not leave must apply to the court for a writ of possession. It warns that a sale can be adjourned, settled, cancelled or stayed by bankruptcy at any time. Office hours are weekdays, 8:30 a.m. to 4:30 p.m., at (732) 431-6400.

Deeds are recorded by the County Clerk, whose office is at Market Yard, 33 Mechanic Street, Freehold, 732-431-7324. The recordings page lists hours of 8:30 a.m. to 4:00 p.m., Monday through Friday except legal holidays, and the Clerk also offers e-recording through njcountyrecording.com. The Clerk's deed checklist asks for a cover sheet, a prepared-by notation, a true consideration statement, the municipality with block, lot and qualifier, signatures with printed names, and a notary acknowledgment. Seller residency forms (GIT/REP) go with every deed, and RTF-1 or RTF-1EE affidavits apply in the situations the checklist lists. It lists $30 for the first page and $10 for each additional page, and says checks over $10,000 in the aggregate must be certified or bank official checks, so confirm current fees. The county's online records system includes deeds recorded from January 1, 1976, but the Clerk says the site is not intended to be used as a title searching tool.

• A Freehold-area homeowner with a foreclosure sale notice and questions about the every-other-Monday auction and the 10-day redemption window.
• An heir in Monmouth County who needs the Surrogate's short certificate before an estate house can be sold.
• A Freehold Borough seller up against the three-business-day line for the smoke and CO certificate.
• A Neptune or Asbury Park owner who needs a certificate of inspection before the transfer of title.
• A shore-area landlord with a tenant-occupied house who wants no agent commissions or repair requests.

• Selling a house in New Jersey
• Sell as-is
• Inherited house
• Foreclosure

• Monmouth County Sheriff's Office: Foreclosure sales
• Monmouth County Surrogate: Probate in person
• Monmouth County Surrogate: Contact
• Monmouth County Surrogate: FAQs
• Monmouth County Clerk: Main office
• Monmouth County Clerk: Real property recordings
• Monmouth County Clerk: Deed recording checklist (PDF)
• Borough of Freehold: Residential CCO application checklist
• Neptune Township: Code Enforcement
• Neptune Township: Certificate of Inspection checklist (PDF)
• Asbury Park Code: Chapter 12, Building and Construction
• City of Asbury Park: Code Enforcement
• Affordable Housing Alliance: Housing stability
• Monmouth ResourceNet: Affordable Housing Alliance foreclosure counseling
• NJ Housing and Mortgage Finance Agency: Foreclosure prevention

Last reviewed: September 2026. General information only, not legal or tax advice. Rules vary by county and municipality and change over time; talk to a local real estate attorney or title company before you decide.