We Buy Houses for Cash in South Jersey
Sell your South Jersey house as-is. No repairs, no agent commissions, you pick the closing date.
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About selling in South Jersey
South Jersey runs from the Camden and Burlington suburbs outside Philadelphia down to the Atlantic City and Cape May shore, and the rules a seller runs into change from one town to the next. Swifty Home Buyers buys houses for cash across Camden, Gloucester, Burlington, Atlantic, Cumberland, Salem and Cape May counties. We make firm cash offers with no financing contingency, we buy as-is with no repair requests and no agent commissions, and the seller picks the closing date. Below are local details that shape a South Jersey sale. This is general information, not legal advice, so confirm specifics with your town or a local attorney.
Areas we cover: Camden County, Gloucester County, Burlington County, Atlantic County, Cumberland County, Salem County, Cape May County
Sheriff's sale logistics in Camden and Atlantic counties
If a house is headed to a sheriff's sale, where and when it happens depends on the county. The Camden County Sheriff's Office lists sales on the first and third Wednesday of each month at 12:00 noon, held in Camden City Council Chambers at 520 Market Street, 2nd Floor, City Hall, Camden. Its page says the purchaser must pay 20 percent of the bid immediately when the property is struck off, that cash counts for no more than $500 of that deposit, and that the balance is due within 30 days or the deposit is forfeited. Different terms can apply to some residential sales under the state's Community Wealth Preservation Program, so confirm with the sheriff. Atlantic County works differently. Its Sheriff's Office says sales are held on Thursdays at 12:00 noon in the Multi-Purpose Room of the Criminal Courthouse at 4997 Unami Blvd., Mays Landing. For standard sales the successful bidder posts a 20 percent deposit by certified check, bank check or treasurer's check, with the balance due within 30 days. The same page lists different, lower-deposit terms for residential properties under the state's Community Wealth Preservation Program, so terms can depend on the property. Sale dates change, so check the county's current listing and talk to a foreclosure attorney. Gloucester, Burlington, Cumberland, Salem and Cape May counties each publish their own sheriff sale procedures.
Camden City resale certificates
Cherry Hill smoke, CO and extinguisher certificates
Cherry Hill Township requires a Certificate of Smoke Alarm and Carbon Monoxide Alarm Compliance for one- and two-family homes, tied to the settlement date. The township's ordinance sets the fee by how much notice you give: $100 in the first tier (eight calendar days), $115 with four to seven days' notice, and $162 within three days. Residents age 62 and older receive a $30 reduction, and a certificate is valid for 90 days from the date of issuance. The same ordinance requires one- and two-family homes to have at least one operational portable fire extinguisher near the kitchen, rated at least 1A:10BC. A rush request costs more, and the 90-day window means an inspection done too early can expire before settlement. Confirm current fees and how the tiers are counted with the township.
Vineland and Atlantic City: fees and timing
Vineland's Fire Department runs residential resale inspections. Its page lists $125.00 per unit when filed more than 10 days before closing and $200.00 per unit when filed 4 to 10 days before closing, plus $50 for a re-inspection. It says a minimum of four business days is required to complete the process, and that applications are completed in person in triplicate at the Fire Administration building, 400 W. Plum St. Atlantic City's code says the owner of residential property must obtain an occupancy permit before a sale involving a new occupancy of a dwelling unit. Permits are issued only after an inspection by the Division of Code Enforcement, at $75 per residential building structure, or $75 for each unit in buildings with two or more units. These are examples, not a full list. Other South Jersey towns have their own rules, so ask the municipal office where the house sits.
Shore homes and the flood risk section
How a cash sale fits these local steps
A cash offer from Swifty does not erase a town's resale rules; the fee and timeline for any certificate or inspection are set by the town. What a cash sale changes is the rest of the process: no agent commissions, no repair requests, no financing contingency, and a closing date you choose. Tell us the town and the situation, and we will go through the local steps with you.
Common situations
- A Camden County homeowner facing a sheriff's sale notice and the Wednesday noon sale at Camden City Hall.
- A Camden City seller weighing resale certificate fees, four inspections and a 6-month application window.
- A Cherry Hill or Vineland seller up against inspection notice periods with closing days away.
- An Atlantic or Cape May County shore owner with flood claims or a flood-zone question to answer.
- An heir or landlord with a vacant or tenant-occupied house who wants no commissions or repair requests.
South Jersey seller FAQ
Sources and last reviewed
- Camden County Sheriff's Office: Foreclosure sales information
- Atlantic County Sheriff's Office: Sheriff sales
- City of Camden Building Bureau: FAQs
- Cherry Hill Township Code: Fire prevention (smoke and CO certificate)
- Vineland Fire Department: Selling your home
- Atlantic City Code: Occupancy permits on sale (Chapter 194)
- New Jersey Legislature: P.L. 2023, c.93 (flood risk disclosure)
Last reviewed: September 2026. General information only, not legal or tax advice. Rules vary by county and municipality and change over time; talk to a local real estate attorney or title company before you decide.
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